Programs That Help Single Moms Pay Rent

Let’s face it: single mothers are one of the most vulnerable and under-cared for demographics in the US today. But they are far from uncommon. In fact, among families that identify as being headed by single parents, 80% of them were headed by single mothers, with nearly 1/3 of those families living in poverty. 

With about 30% of these women being food insecure and jobless for the entire year, it’s no surprise that many single mothers also need help with housing costs—namely, rent payments. 

In this article, we’ll look at some programs that are available if you’re a single mother and find yourself struggling to make rent. 

Table of Contents

What Organizations Offer Aid?

The following is a list of the organizations that offer some type of rental assistance for single parents, most with some sort of emphasis on single mothers:

  • The Salvation Army
  • Catholic Charities
  • YWCA 
  • FEMA
  • HOME Investment Partnerships Program
  • Housing Counseling Assistance Program
  • HUD Public Housing Program
  • Rural Rental Assistance 
  • Section 8 Rental Subsidy for Single Parents
  • Social Serve 

In the next section, we’ll delve deeper into each of these programs and see which one may be the best fit for you! 

The Salvation Army

The Salvation Army offers many different housing and homelessness services for people with both short and long-term needs. They are also a ubiquitous organization, with centers and offices located all across the country. 

Their focus as an agency is on emergency food, access to clothing, and aid for sheltering families and individuals. 

To find more information on services and to find an office near you, visit their website here.

Catholic Charities

Catholic Charities USA is another organization that offers resources for people in need or rental assistance, emergency shelter, and long-term, affordable housing. 

There are at least 160 offices located across the United States, so while not as accessible to some as The Salvation Army may be, it’s still worth a look to see if there have an office located near you! 

The YWCA

Formerly known as the Young Women’s Christian Association, the YWCA aims to help low-income and single mothers with a variety of services: namely racial justice, job advancements, and anti-domestic violence. 

To find a center near you and see how their services could help you pay rent, visit their website at the link above! 

FEMA

FEMA, or the Federal Emergency Management Agency, is an organization that assists in crisis management after a natural disaster. 

If you’ve recently been a victim of a natural disaster, the FEMA Housing Portal allows you to choose from a selection of local condos, apartments, single family homes, and even mobile homes. You can also narrow down your results by the number of bedrooms, bathrooms, as well as maximum monthly cost and lease-term. 

To see if FEMA can help you find a place to live, visit their website here or give them a call at (800) 621-FEMA

HOME Investment Partnerships Program

The HOME Investment Partnerships Program is an assistance program offered by the federal government to aid in the development and promotion of affordable housing options in the US.

The program provides grants to states, who, in turn, use the funds to either build or restore houses for low-income individuals. 

To find a local office near you or to contact an administrator, visit the website link above.

Housing Counseling Assistance Program

The Housing Counseling Assistance Program was designed to help people who are facing the threat of foreclosure on their homes and advice on how to handle mortgages. 

They offer information about renting, buying, and owning a home, as well as homelessness prevention services. 

To receive some free housing advice, find a nearby HCA (or Housing Counseling Agency) by clicking the link above. 

HUD Public Housing Program

Another program offered by the US Department of Housing and Urban Development, the Public Housing Program helps serve millions of people living in low-income homes and apartments. 

They review your eligibility by checking your income to see if you qualify. To review the income limits, program requirements, and to fill out an application, find your nearest field office by checking the website here.

Rural Rental Assistance

The USDA, or the United States Department of Agriculture, provides loans and grants to help cover the “costs of construction, improvement, or acquisitions of facilities and equipment” of building low-income housing. 

Owners and facilitators of these housing projects are eligible to apply for assistance. To find more information, contact your state’s local Rural Development office or visit the website at the link above. 

Section 8 Rental Subsidy for Single Parents

The Section 8 Rental Certificate Program offers renters housing vouchers that help cover the cost of rent in a variety of different housing options. These certificates allow you to live in affordable rental units that are funded by the Public Housing Authority. 

To apply for a certificate or for further assistance, contact your local HUD office by visiting the link here.

Social Serve

Social Serve is another organization that helps people find affordable housing resources in their community. This non-profit also provides job training, life skills counseling, as well as disaster relocation services. 

To learn more about these services, either visit the website here or call their toll-free number at 1-877-428-8844. You can also send an e-mail to info@socialserve.com

Conclusion

In today’s world, finding affordable housing is a crisis faced by many across the country. This is especially so for single mothers, who often also face issues around finding decent-paying jobs that help keep them out of poverty. 

If you’re a single mom and find yourself having trouble covering the cost of rent, there are options available to help you cover these costs and to help get you to a place of stability so you can focus on the other things that really matter in life: like being there for your children. 

If nothing else, hopefully this article can help point you in the right direction!

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